2470 Stearns St. #328
Simi Valley CA 93063
(866) 693-6463 Toll Free (805) 955-0650
(866) 696-5609 Fax
inquiry@pacificadvisors.biz
Published articles by Stephen Vaughen regarding investing and money management
Customer Agreement, Privacy Policy, Arbitration Agreement, and legally required "ADV" disclosure documents
Firm IARD/CRD Number: 127615
Firm SEC Number 801-64719
All client assets are held in individual brokerage accounts, typically at TD Ameritrade Institutional, Division of TD Ameritrade, Inc. member FINRA/SIPC., independent and unaffiliated broker dealer.
Client accounts are advised on a "non-discretionary" basis such that the client is the final decision maker on all buy sell and hold decisions within their individual accounts. All client accounts are advised on a personal and consultative basis.
Advised IRA accounts using ETF securities and Portfolio Rebalancing
The following are a series of hypothetical portfolios structured using ETF securities. (See various hypothetical portfolios listed below.) Any one of these portfolios may be suitable for your IRA account depending upon your personal circumstances and risk tolerance. If requested by you the client, "Portfolio Rebalancing" can be periodically done to maintain the asset allocation percentages in your portfolio. If you choose to participate in "Portfolio Rebalancing" your portfolio will be monitored by a computer such that at any time "a suggestion" can be made as to buys and sells necessary to bring your allocations back to your pre-arranged percentages. (No "Portfolio Rebalancing" trades will ever be done without your involvement and consent.) No money management technique is perfect, but "Portfolio Rebalancing" can be an effective way of "selling shares when a sector is up" and "buying shares when a sector is down" thus bringing your sector allocations back to your originally pre-selected percentage levels. ETF securities, or Exchange Traded Funds, typically have significantly lower internal fees than comparable traditional mutual funds. Further, maintaining your IRA account with a "deep discount" brokerage firm ("custodian brokerage") can afford you dramatically lower commission charges when compared to full service stockbrokerage accounts. Pacific Investment Advisors LLC charges 1% per year investment advisory fee for advising you on your IRA account and assisting you in asset allocation and periodic (if you choose to) "Portfolio Rebalancing".
All of our accounts are "money manager" advised and assisted. Please feel free to call to discuss your personal IRA account.
1-3 year US Treasury Securities Portfolio
100% 1-3 year US Treasury Securities, ETF Symbol "SHY"
Equity Indexed Portfolio
100% S&P 500, ETF Symbol "SPY"
Split Portfolio
50% S&P 500, ETF Symbol "SPY"
50% 1-3 year US Treasury Securities, ETF Symbol "SHY"
Asset Allocation Portfolio
25% S&P 500, ETF Symbol "SPY"
25% 1-3 year US Treasury Securities, ETF Symbol "SHY"
25% Foreign Securities, ETF Symbol "GWL"
25% Basic Materials Securities, ETF Symbol "XLB"
Sector Allocation Portfolio
10% Foreign Securities, ETF Symbol "GWL"
10% 1-3 year US Treasury Securities, ETF Symbol "SHY"
10% Technology Securities, ETF Symbol "XLK"
10% Industrial Securities, ETF Symbol "XLI"
10% Health Care Securities, ETF Symbol "XLV"
10% Energy Securities, ETF Symbol "XLE"
10% Financial Services Securities, ETF Symbol "XLF"
10% Basic Materials Securities, ETF Symbol "XLB"
10% International Utilities Securities, ETF Symbol "XLU"
10% Consumer Discretionary, ETF Symbol "XLY"
Due to various state regulations and registration requirements concerning the dissemination of information on specific investments and/or investment advice, Pacific Investment Advisors LLC may be required to be registered in your state prior to such dissemination. This web site is intended for informational purposes only and further discussion may require further compliance with your state regulations and registration requirements if necessary. Past performance is not a predictor of future performance.
Published articles by Stephen Vaughen regarding investing and money management
Customer Agreement, Privacy Policy, Arbitration Agreement, and legally required "ADV" disclosure documents
Firm IARD/CRD Number: 127615
Firm SEC Number 801-64719
Client accounts are advised on a "non-discretionary" basis such that the client is the final decision maker on all buy sell and hold decisions within their individual accounts. All client accounts are advised on a personal and consultative basis.
Advised IRA accounts using ETF securities and Portfolio Rebalancing
The following are a series of hypothetical portfolios structured using ETF securities. (See various hypothetical portfolios listed below.) Any one of these portfolios may be suitable for your IRA account depending upon your personal circumstances and risk tolerance. If requested by you the client, "Portfolio Rebalancing" can be periodically done to maintain the asset allocation percentages in your portfolio. If you choose to participate in "Portfolio Rebalancing" your portfolio will be monitored by a computer such that at any time "a suggestion" can be made as to buys and sells necessary to bring your allocations back to your pre-arranged percentages. (No "Portfolio Rebalancing" trades will ever be done without your involvement and consent.) No money management technique is perfect, but "Portfolio Rebalancing" can be an effective way of "selling shares when a sector is up" and "buying shares when a sector is down" thus bringing your sector allocations back to your originally pre-selected percentage levels. ETF securities, or Exchange Traded Funds, typically have significantly lower internal fees than comparable traditional mutual funds. Further, maintaining your IRA account with a "deep discount" brokerage firm ("custodian brokerage") can afford you dramatically lower commission charges when compared to full service stockbrokerage accounts. Pacific Investment Advisors LLC charges 1% per year investment advisory fee for advising you on your IRA account and assisting you in asset allocation and periodic (if you choose to) "Portfolio Rebalancing".
All of our accounts are "money manager" advised and assisted. Please feel free to call to discuss your personal IRA account.
1-3 year US Treasury Securities Portfolio
| 100% 1-3 year US Treasury Securities, ETF Symbol "SHY" |
Equity Indexed Portfolio
| 100% S&P 500, ETF Symbol "SPY" |
Split Portfolio
| 50% S&P 500, ETF Symbol "SPY" |
| 50% 1-3 year US Treasury Securities, ETF Symbol "SHY" |
Asset Allocation Portfolio
| 25% S&P 500, ETF Symbol "SPY" |
| 25% 1-3 year US Treasury Securities, ETF Symbol "SHY" |
| 25% Foreign Securities, ETF Symbol "GWL" |
| 25% Basic Materials Securities, ETF Symbol "XLB" |
Sector Allocation Portfolio
| 10% Foreign Securities, ETF Symbol "GWL" |
| 10% 1-3 year US Treasury Securities, ETF Symbol "SHY" |
| 10% Technology Securities, ETF Symbol "XLK" |
| 10% Industrial Securities, ETF Symbol "XLI" |
| 10% Health Care Securities, ETF Symbol "XLV" |
| 10% Energy Securities, ETF Symbol "XLE" |
| 10% Financial Services Securities, ETF Symbol "XLF" |
| 10% Basic Materials Securities, ETF Symbol "XLB" |
| 10% International Utilities Securities, ETF Symbol "XLU" |
| 10% Consumer Discretionary, ETF Symbol "XLY" |
Due to various state regulations and registration requirements concerning the dissemination of information on specific investments and/or investment advice, Pacific Investment Advisors LLC may be required to be registered in your state prior to such dissemination. This web site is intended for informational purposes only and further discussion may require further compliance with your state regulations and registration requirements if necessary. Past performance is not a predictor of future performance.